How do I pay for care, plan responsibly, and protect my interests?

This domain is about reduces fear by making the invisible visible.

Expanded Key Decision Areas

Financial Sustainability

· Retirement income & cash flow

· Budgeting for care scenarios

· Cost comparisons (home vs. facility care)

Paying for Care

· Medicare navigation

· Medicaid planning & eligibility

· Long-term care insurance

· Veterans benefits

Legal Protections

· Power of Attorney (financial & medical)

· Advance directives & POLST

· Guardianship & conservatorship

Asset & Legacy Planning

· Estate planning

· Beneficiaries & trusts

· Fraud prevention & financial safety